Budget Beware – Here You Come!

If you’ve followed all the preceding steps you should be staring at a workable budget. The budget will have a rough blueprint as to expenses, lifestyle satisfaction and goal satisfaction but treat this draft as exactly that – a blueprint. You’ve...

Budget Beware – Helpful Hints

As you`ve probably realized, a good budget changes on a month by month basis. It changes based on priorities, goals, even on the change in seasons. If its cold outside people tend to entertain at home more often. When barbeque season starts, grocery budgets tend to...

Budget Beware – Off to the Races!

You`ve now got a handle on what you feel you should be spending based on the natural restriction of available income. You have a budget prepared with target amounts that you are comfortable with. You`ve accomplished a giant first step but now have to take your budget...

Budget – Still?

We have gone through an initial budgeting process together.  A complete budget is meant to give you financial control. It is meant to help you plan not only for your income in-flows but also to regulate, or “flat-line” your expenses making them more...

Budget for Lifestyle

Everyone spends money differently and everyone has different priorities when it comes to their spending patterns. Let your budget harness and regulate these patterns. This brings us back to accruals. If you enjoy taking a vacation start planning for it now. Forecast...

Budgetting for Debt

We have focussed primarily on household budgets and household expenses. I had mentioned to build debt repayment into your budget to effectively maintain your financial household. Can a complete budget help in the context of debt? YES, it does! Build debt repayment...