Most lenders have been very good about deferring payments as a result of the virus. Most of these deferrals are time sensitive – they’ll let you slide for a few months only, tack the payment(s) onto the end of your contract, or let you catch up over time with increased minimum payments. These programs can be very helpful in these troubling times. If you have taken advantage of these deferrals make sure you’ve planned well for when these programs stop. At some point lenders expect to be repaid in full! We can assist you in plotting a path back to cash-flow health.